Pricing
Pay for operational clarity.
Not AI theatre.
Every plan includes the full intelligence feed, all signal domains, confidence and evidence, and alert delivery. Plans scale with team size, monitored entities, history, investigations, and integration depth.
Evaluate the full intelligence workflow.
3 users, 5 companies, 2 regulatory bodies, 90 days of history, alerts, a daily digest, and 100 investigation queries. No payment method required.
All prices are in USD. Annual plans include two months free.
Monthly pricing shownStarter
$990 billed annually
Founders, early-stage fintechs, and solo strategy operators
- 3 users
- 5 monitored entities
- 90 days of signal history
- Full feed, alerts, and daily digest
- 100 investigation queries / month
- Email support
Growth
$3,990 billed annually
Scaling fintechs, product teams, and operations leaders
- 10 users
- 25 monitored entities
- 2 years of signal history
- Daily and weekly executive digests
- 1,000 investigation queries / month
- PDF and DOCX exports
Professional
$9,990 billed annually
Established fintechs, regional operators, and strategy functions
- 25 users
- 100 monitored entities
- Unlimited signal history
- Priority processing and all digests
- 5,000 investigation queries / month
- Read-only API, webhooks, and 2 custom sources
Enterprise
Annual contract
Banks, large fintechs, investment firms, and regulators
- Unlimited users and entities
- Unlimited history and investigations
- Full API and webhook access
- Custom sources, taxonomies, and feeds
- SSO and dedicated onboarding
- Dedicated account management and SLA
One product principle
Conversation is a capability. Intelligence is the product.
Plans scale the depth of investigation and delivery, but Stem Cogent is never priced or positioned as a chatbot. The value is the governed signal infrastructure beneath every response.
See the full intelligence workflow